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Archive for February, 2020

Think You Can’t Find Used Cars Under 10,000, Think Again

Friday, February 28th, 2020

Late model used cars under 10,000 are available. That can come as a shock to a lot of people that have been trying to buy a pre-owned car for below ten thousand dollars. The fact is if you are struggling to buy a used car that fits perfectly in your budget, it may be because you are not shopping in the right place.

Most used car dealerships will inflate their pricing based on year, make, and condition of the vehicle. The markups can be tremendous for the cream of the crop pre-owned vehicles but not every dealer subscribes to the “get as much as you can” model.

Used Can Make The Most Financial Sense

Good credit, bad credit, no credit, does not change the fact that used cars under 10,000 can be the best value. The average new car costs over $35,000. Of course, that investment depreciates every year by about 15%. A new car is not the best place to put your money.

Used Cars Under 10,000 in Indianapolis

Dealerships in Indianapolis can find that used car that will fit in your budget. If you have not that is your first mistake. No matter what type of credit you have, buy here pay here car loans can put you in a car under 10,000 that you can rely on and feel great driving.

The right dealership offers fair pricing even when you have bad credit. Buy here pay here car lots understand credit problems and they do not inflate pricing to take advantage of people that are trying to rebuild their credit.

How Does Credit Play a Role In Pricing of Used Cars?

If you have some credit problems no one needs to tell you how that can affect your ability to get a car loan. Unfortunately, many used car dealers exploit your inability to get a conventional loan. They know that you need a reliable vehicle to get back and forth to work and to transport your family and they know you are desperate.

Not all dealerships think because you have credit problems you should pay more for a used car. Some dealerships the opposite is true. That if you are trying to rebuild your credit you can start with reliable used cars under 10,000.

Don’t Get Punished At the Dealership

There is the ideal used car just waiting for you to come along that is well within your budget. Do not let your credit score problems get in the way of driving off the lot with an affordable, reliable used car that you feel good about driving.

Shop the right buy here pay here used car lot and discover what a great value a used vehicle can be.

Need a New Car? Buy a Used Vehicle With Easy Payment Terms

Sunday, February 23rd, 2020

If you are searching for a new car and you are considering buying a used car, it can be one of the smartest moves you make. The average car (truck or van) has about 3 owners over its lifetime, and the first owner gets the worse deal.

When you buy a used vehicle you are not only saving but you are making a smart financial decision. Cars rarely hold their value, buying new is literally throwing money away. Of course, you can also do better than just deciding to buy a used vehicle. You can decide to buy a used vehicle without the financing hassle.

Hassle-Free Financing

Have you ever heard of a buy here pay here dealer? If you have not, it is a dealer where you can get everything done under one roof. You can choose from a wide range of inventory of cars, trucks and vans, and get financed right on the spot.

You do not have to deal with denials from banks or worry about denials from financing companies because your credit is less than perfect. You can choose the vehicle that you want that fits your lifestyle, get your approval and drive home your new vehicle.

A buy here pay here used car dealership takes the hassle out of buying vehicles. Credit problems are understood at this type of dealership. You do not have to go through the disappointment of being denied.

No Sacrifices

When you choose the right used dealership you do not have to make any sacrifices. You can find the reliable transportation that you need, at a price you can afford, with the financing terms that work for your budget.

Whether this is your first vehicle buying experience or you are trying to rebuild your credit, buy here pay here dealers can be the perfect solution. You can find used cars under 10000 dollars that are late model, low mileage cars, and that you can easily get financed for.

Good people deserve good vehicles that are affordable and easy to finance. Buy a used vehicle that you can depend on without having to worry about financing problems. Take advantage of the opportunity to have the vehicle that you deserve with buy here pay here dealers.

Can You Obtain Financing For a Used Truck if You Have Credit Problems?

Monday, February 17th, 2020

Here is a familiar scene: you walk into a dealership and find a used truck that fits your budget and lifestyle. You spend a few hours filling out paperwork to secure financing for a used truck. After sitting and waiting, the salesman comes back and tells you that none of their lenders will give you a loan to buy it.

That moment when you are told “no” again can really be a huge letdown. Unfortunately, this is a familiar scene for many used truck buyers. But there is an easy solution.

If you are dealing with some negative marks on your credit report, it can be really difficult to buy used trucks for sale in Indianapolis. Banks and other financial institutions do not look at the whole picture when they are making decisions about your creditworthiness. Instead, they look at a number on a piece of paper and make decisions about whether or not they are going to give you a loan.

This can feel wholly unfair. Good people sometimes run into credit problems, of course. Maybe you recently were unemployed for a time and recently got back on your feet. Maybe you recently went through a divorce or had a family member take advantage of your generosity and wrecked your credit in return. In any case, buy here pay here used car lots think you deserve another credit chance.

A buy here pay here used car or used truck facility can provide the solution for your credit problems. You do not have to sacrifice and buy an unreliable vehicle or go without one entirely. You can find exactly what you are looking for and get the credit approval that you need if you know where to shop.

Get the Used Truck You Deserve

You do not have to put yourself through the rejection to get in the vehicle that you deserve. Visit a buy here pay here dealer to be approved for your vehicle purchase. Visit the dealership where you will find the used cars for sale in Indianapolis Indiana that are reliable, affordable, and fit your lifestyle and budget perfectly.

Buy here pay here means you don’t have to deal with the stress of worrying about getting denied for auto financing. Don’t miss the opportunity to get the used truck that you deserve.

Bad Credit Auto Loans for Used Vehicles

Tuesday, February 11th, 2020

Buying used vehicles for sale in Indianapolis can be a challenge when you have some marks on your credit. Less than stellar credit can make it very hard to secure an auto loan with traditional lenders, but there is a solution.

A lot of people let their credit keep them from even shopping for used vehicles and they should not. Bad credit auto loans are available that can keep payments affordable on a wide range of used vehicles. Do not let your credit problems keep you from getting one of the great used vehicles that are available.

What Are Bad Credit Auto Loans?

A bad credit auto loan can be the right solution if you have had some credit problems in the past, but not just any bad credit auto loan will do. You can always expect to pay a little more interest when you have some negative credit remarks but that does not mean that the cost of a bad credit loan on used vehicles should be cost-prohibitive.

There are dealerships that will work with you if you have bad credit. Buy here pay here dealerships offer great terms on used vehicles even when your credit is not where it should be. You can buy a pre-owned car and find the financing you need regardless of your credit situation.

Why Do Buy Here Pay Here Dealers Offer This Solution?

A lot of people are suspicious of the deals that they find at the buy here pay here dealership because they have gotten used to hearing “no.” The fact is at buy here pay here lots, your credit score is only a small part of the picture.

Typically when you apply for a loan with a traditional lender to buy a used vehicle the first thing, and often the only thing they look at, is your credit score. They do not take into account that you have enough money to cover a payment, nor do they take into account your extenuating circumstances that may have affected your credit.

At a buy here pay here lot, all circumstances are considered. Your income, your job history, and your ability to pay help you get the bad credit auto loan that you need to buy the used vehicle that you can rely on.

Why A Pre Owned Vehicle Is a Smarter Financial Move

Wednesday, February 5th, 2020

You likely know that Indianapolis pre owned vehicles will save you money right out the gate. You will pay less for pre owned vehicles but have you thought about the long term savings that a pre owned vehicle can deliver?

A lot of people do not realize that the upfront savings is not all they are saving when they buy a pre owned vehicle from a reputable buy here pay here dealer. Stepping back and taking a look at the real cost of buying new will have you running to buy that pre owned car you have your eye on.

A New Vehicle May Be One of the Worst Investments

On average the minute you drive your new car off the lot you are losing about $3000. A new car will depreciate in value as follows:

  • The first year a new car is on the road it will depreciate by 20%. If you paid $30,000 for a new car, after the first year it is worth around $24,000.
  • Each year after the depreciation is around 15%-18%.
  • By year 5 a new car has depreciated by about a whopping 60%.

After 5 years your $30,000 car will be worth around $13,000, which means that you just lost $17,000. That is a tremendous loss. Whether you go to sell or trade-in your vehicle you will never get that money back.

A Pre Owned Vehicle Makes More Sense

Now, let’s take a look at how buying a preowned vehicle will pan out. Remember, that 60% loss a new car owner had to deal with at that five year mark? Guess who can benefit from that loss? The next person that buys a pre owned vehicle.

Low cost cars are a great way to take advantage of the depreciation on new cars. You get to save on the purchase price and then do not have to deal with the buyer’s remorse down the road when that expensive new car loses more than half the price you paid for it.

A lot of people are learning that driving a new car is simply not worth the cost. The average age of cars on the road right now is about 11 years. More people than ever are taking advantage of the value that pre owned cars have to deliver.

Buy Here Pay Here Makes The Deal Sweeter

Savings is great, not losing more money over time is great, but worrying about getting the credit that you need is not so great. Shopping at a buy here pay here dealership can help you to get the credit that you need without the hassle.

Make the smarter purchase and shop at the trusted buy here pay here Indianapolis dealership for your next pre owned vehicle.