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Vehicle Shoppers Turning to Used Cars In Order to Save Money

By admin | Posted in Uncategorized on Saturday, March 9th, 2019 at 1:28 PM


Used vehicle sales make up three out of four automotive sales in the United States. Since newer vehicles are seemingly costing more and more each year, many more Americans are likely going to start searching for used cars for sale instead of shelling out a significant amount of money for newer models.

“With the gap between the average new and used monthly payments continuing to widen, we’re seeing more prime and super-prime consumers shift toward used vehicles,” said Melinda Zabritski, senior director of automotive financial solutions for Experian.

According to Experian Automotive’s finance report, the average new-vehicle monthly payment for the fourth quarter of 2018 was a record $545, up from about 6% from 2017. The average used vehicle monthly payment increased 4% to approximately $387.

That uptick in new vehicle cost is causing many prospective vehicle buyers, even those with excellent credit history who would otherwise qualify for new vehicle loans, to opt for used cars and save money.

“Historically, consumers have always shopped for vehicles based on monthly payment,” added Zabritski. “And, the shift to used vehicles is one option for people to keep their monthly payments manageable.

Despite the fact that more and more people are checking out used cars for sale, it’s still important to proceed with caution in order to drive off a lot with a quality vehicle for a fair price. Here are two great tips for used car buying in 2019:

  • Always be cautious — This is still a predatory industry and car buyers need to be really careful when they even begin the car buying process. Though there are plenty of legitimate dealers who want to help, there are plenty that would rather take advantage.
  • Get a professional opinion — It’s important to get an independent mechanic to look at the vehicle you’re thinking about buying before agreeing to purchase it. You should never buy a vehicle unless you know for sure it’s safe and reliable.

If you want to learn more about the benefits of owning pre owned cars or find some quality used cars for sale at trusted used car dealers, contact Auto Sales and Service Inc. right away.

Practicing Reasonable Wariness When Purchasing Pre Owned Vehicles

By admin | Posted in Uncategorized on Friday, March 8th, 2019 at 2:30 PM


The world of pre owned vehicles isn’t without tales of woe, that much is certain. It’s an unfortunate truth, but one we must square with. It’s even more unfortunate that these tales of woe usually eclipse the vast majority of perfectly wonderful purchases of pre owned vehicles.

However, with the average price of new cars in the United States surpassing $35,309, pre owned vehicles are becoming more attractive choices. Used cars are wonderful investments, but the purchasing process must be approached with a certain level of wariness. This wariness will protect you, your investment, and, ultimately, your safety. Let’s look at some ways to practice reasonable wariness during the used auto sales process.

Vehicle History Reports

Because a pre owned vehicle isn’t coming right out of the proverbial box, it’s smart to find out where it’s been and what it’s been through. If a dealer hasn’t gotten these reports already, that’s a good reason to be skeptical. Most places selling pre owned vehicles will have these as an assurance of quality. However, even if you do receive a vehicle history report, that shouldn’t necessarily be trusted on its own.

See It, Feel it, Bring Some Experienced Eyes

The vehicle history report might sparkle, but no report can perfectly tell you the quality of a pre owned vehicle without personal inspection and a good old fashioned test drive. You know what to look and listen for in a car when you’re driving it around even if you’re not an expert. There’s something to be said about the feel of driving a vehicle. When any warning flags are flying, ask to get the vehicle inspected by a trusted mechanic of your choosing. Finding damages only visible to trained eyes is important to determine the true value of a pre owned vehicle.

Do Some Snooping

Hop on Google and research the make and model of the pre owned vehicle you’re looking into buying. Are there any recalls to note? Check to see if those have been done and insist on seeing proof of repairs. Beyond this, try to gain access to contact information for the vehicle’s previous owner. They could have valuable information that a less than savory salesperson chose to omit to boost the vehicle’s value.

Shopping for pre owned vehicles isn’t a whole bunch of crooks trying to take advantage of you. Most of the time, buying pre owned vehicles is a smooth and worthwhile process. Still, remember to be wary of the few things we mentioned and you’ll have your bases covered from the beginning of the process to driving your pre owned vehicle back home.

5 Tips and Tricks for a Better Experience Working with a Used Auto Dealer

By admin | Posted in Uncategorized on Thursday, March 7th, 2019 at 2:45 PM

Many people think of the car buying process as being intimidating and not pleasant. A number of people buy used cars and trucks. The sales of used cars and trucks in the United States have been going up every year for the last seven years. If you are thinking about working with a used car dealer, you are not alone. Having a good plan before you go to look at pre owned vehicles can make a big difference.

  1. Go over your budget. Before you even start to think about buying a car or truck, you need to take a cold, hard look at how much money you bring in every month and what bills you have to pay. You should spend no more than one-third of what your household brings in every month. It is important to remember that the sticker price is only one thing you have to pay for. You also have to pay for insurance and to register your car or truck.
  2. Pull your own credit report with a fine-toothed comb. Before you talk to your bank, credit union, or the used car dealership, you should get a copy of your credit report. There are a few reasons for this. You do not want to be surprised when you are asking for a loan by anything on your report. There are also often problems and errors that can be removed from your credit report. It makes a lot of sense to look it over and deal with any inaccuracies you find before you ask for help to pay for your new car or truck.
  3. Get approval for a loan before you go to see used car dealers. It is true that the vast majority of new and used car and truck buyers finance their purchase with a loan they got at the dealership, you can get a much better deal if you want in with an offer from your bank or credit union. You should start your search for a loan with the financial institution you bank with. If you have a mortgage, the bank or lender that has that loan should be consulted before you talk to the finance department. A bird in the hand is worth two in the bush.
  4. Think about what you plan to use your “new” car for. There are a lot of reasons a person or family may need a new car or truck. Maye your current car or truck has reached the end of its lifespan and needs to be replaced. Maybe you need a truck to haul items around. Then you may just want a fun car to tool around in on the weekend. Knowing what you want to use the car or truck for can have a big impact on what make and model you end up selecting.
  5. Go in and take a look at the used cars for sale. Many people think of used car dealers as being similar to vultures circling their prey and ready to pounce at any moment. Used car dealers have a reputation for not letting prospective buyers leave a lot without making a purchase, whether they can afford it or not. The good news for would-be car buyers is that this is an outdated and inaccurate image. Car salespeople want to make their customers happy and not oversell them or get them a loan they cannot afford to pay back. They want to help and can be great sources of information. When you talk to used car dealers and give them your budget, they can and will help you stay under it by showing you only the cars and trucks you can actually afford.

Buying a car from used car dealers or other places can be a fun experience. A lot of people enjoy trying out new and different makes and models of cars and trucks. Thinking about it this way can take a lot of the stress out of the process of getting a new car or truck. A good attitude can go a long way when you are making a big purchase such as a vehicle.

6 Essential Steps for Buying a Quality Used Vehicle

By admin | Posted in Uncategorized on Friday, February 8th, 2019 at 3:08 PM


If you’re worried about money but are in need of a quality vehicle, make sure you’re looking at used cars for sale instead of paying full price for brand new vehicles. Pre owned cars in 2019 are still exceptional automobiles, since they are manufactured using the same technology as newer models. The only difference is most used cars have had an average of three owners, there are a few more miles on them, and they might not have the most updated bells and whistles, but they are still great cars.

Here are some important tips for not only finding used cars for sale, but purchasing a quality vehicle, as well:

  1. Get preapproved — Getting preapproved for a used car loan will help you figure out what you can actually afford and the interest rate for which you qualify.
  2. Get a credit report — Simply get a free credit report to determine your credit score before you start looking for used vehicles on the market.
  3. Write down exactly what you want — Start by making a list of all your wants and needs in a used vehicle. If you can find a car that meets around 80 or 90% of those needs — go for it!
  4. Narrow down your search — As you continue to research vehicles that will be perfect for you, start narrowing down and build a target list of vehicles that you want to purchase. Hopefully, you’ll be able to get that list down to four or five cars, which is much more manageable.
  5. Talk to the dealer — Once you arrive at a legitimate used car dealership, spend some time discussing prospective vehicles with a dealer. They are there to help you and will inform you of all the car’s great features.
  6. Go for a test drive — Make sure you always ask for a test drive before making a final purchase. You might end up hating the vehicle once you actually drive it, so it’s important to get a good feel for the car early on in the car-buying process.

If you want to learn more about finding used cars for sale, give Auto Sales and Service a call today.

Buy Here Pay Here Used Car Purchases: 3 Great Advantages

By admin | Posted in Uncategorized on Thursday, February 7th, 2019 at 2:57 PM


Purchasing pre owned cars is a great option for individuals who are hoping to get a reliable vehicle for an affordable cost. But don’t settle for just any used car dealership. To get the best value out of your money, consider heading to buy here pay here used car lots.

You’ve already heard about some of the various benefits of buy here pay here purchases, including in-house financing, sell here options, and the ability to make a purchase with nonexistent credit, but there are plenty more advantages, as well.

Here are some of the additional advantages of heading to buy here pay here used car lots:

  • Rebuild your credit — Being able to buy a reliable used vehicle with nonexistent credit is great, but actually improving your credit by doing so is fantastic. As long as you have some kind of steady income, even if you have poor or nonexistent credit, you’ll be able to find a great approval rate, make a down payment, and start building your credit. Also, if you are able to make monthly payments on time without any issues, your credit will rise significantly.
  • Drive off in a reliable vehicle — For some reason, there is a stigma associated with any kind of used auto dealership. Don’t listen to the rumors. You can certainly drive off in a high quality used vehicle after visiting a buy here pay here used lot. Today’s used vehicles are manufactured with top-of-the-line auto technology and are extremely reliable and fully functional. The average age of vehicles currently on the road in the United States in 11.6 years, so even purchasing a vehicle that is a few years old, you can fully expect it to work well for more than a decade.
  • Trade in old vehicles — Buy here pay here dealerships will also gladly take your current vehicle in place of a down payment. This is great for those who might have trouble coming up with enough money for a down payment. Even if your current vehicle is several years old, you’ll still be able to trade it in and drive off in another quality used car. Not too many conventional dealerships offer this great benefit.

If you want to learn more about the advantages of visiting buy here pay here used car lots, contact Auto Sales and Service right away.

5 Great Tips For First-Time Car Buyers

By admin | Posted in Uncategorized on Wednesday, February 6th, 2019 at 1:51 PM

For most people, a vehicle is often their first major purchase. Though car buying can be exciting, when it comes to dealing with auto loans, credit, and other financial aspects, it can be quite intimidating. Fear not — as long as you’re realistic with budgeting and are planning carefully, you should be fine and end up acquiring a great first vehicle.

Here are some great tips for first-time car buyers to keep in mind:

  • Buy used cars — Since this is likely your first major purchase, it’s best to purchase a used vehicle. Not only will buying used save you a significant amount of money, but you’ll also still be able to acquire a car with most of the latest tech and safety auto features.
  • Don’t just rely on Carfax reports — You should absolutely ask about a vehicle’s history and Carfax reports are great, but they don’t tell the full story. According to the National Highway Traffic Safety Administration (NHTSA), approximately 10 million auto crashes go unreported each year.
  • Understand your credit — Before you head to the dealership, make sure you’re up-to-date on your credit report and score. It’s important to note, however, unlike mortgages, you will be able to get a vehicle loan even if you have pretty poor credit. Researching bad credit auto loans can help you find a reliable vehicle for an affordable price.
  • Put 20% down — In addition to obtaining a quality vehicle loan, putting money down can help you avoid situations where you would owe more money than the vehicle is worth. Many dealerships don’t require buyers with good credit to make any kind of down payment at all. Putting at least 20% down can help ease the entire car buying process.
  • Remember to negotiate — Learning how to negotiate is one of the most important aspects of vehicle buying. Negotiating can save you thousands of dollars off the total purchase and save you from overpaying for any kind of vehicle.

If you want to learn more about getting a quality auto loan and find some affordable used vehicles, contact Auto Sales and Service today!

Used Car Sales: 20 Great Pre-Owned Vehicles

By admin | Posted in Uncategorized on Friday, January 4th, 2019 at 2:56 PM

Used car sales have been on the rise for seven consecutive years. Across the country, used car dealerships are advertising, offering, and selling plenty of high-quality, affordable, pre-owned vehicles to individual and families alike.

Buying a brand-new vehicle can be great… but it’s not always a feasible option for families with bills, groceries, and other financial responsibilities.

In the past, used car sales might’ve dipped because the vehicles weren’t constructed with updated technology and methods. That is no longer the case. Since the late 1990s and early 200s, vehicles have been manufactured with top-of-the-line, modern technology. Sure, newer models come equipped with the latest bells and whistles, but is that really worth spending an extra $30,000? For the few that have plenty of disposable income laying around, that’s not problem. But for the majority of Americans, people who work hard and are trying to save money each year, purchasing used vehicles is a much better option.

Here are some excellent used car options in Indianapolis that are under $10,000:

  • 1999 Toyota Camry LE — $3,695
  • 2002 GMC Envoy XL XL SLE 4WD — $3,995
  • 2004 Ford Explorer Limited — $6,995
  • 2005 Volvo S40 2.4i — $3,995
  • 2012 Chevrolet Impala LS Fleet — $6,995
  • 1999 Lincoln Continental Base — $4,995
  • 2002 Dodge Dakota SLT Plus Club Cab 4WD — $4,995
  • 1995 Ford E-350 XL HD — $2,995
  • 2011 Chevrolet Cruze LS — $7,995
  • 2001 Cadillac DeVille DTS — $4,995
  • 2006 Buick Lucerne CXL V6 — $7,995
  • 2000 Nissan Frontier SE — $5,995
  • 2004 Chrysler Sebring Touring — $4,495
  • 2008 Saturn Vue XE — $6,995
  • 2010 Buick Lucerne CXL — $6,995
  • 2008 Ford Edge SEL — $5,995
  • 2008 Ford Fusion I4 SE — $6,995
  • 2002 Chrysler PT Cruiser Limited Edition — $2,995
  • 2001 INFINITI G20 Touring — $4,495
  • 1998 Buick LeSabre Custom — $3,995

These vehicles are great and some of the most affordable options on the used car market, but there are plenty of additional pre-owned vehicles that come equipped with much more modernized technology and are great for driving — these are just a little more pricey, but are still affordable. If you want to learn more about used car sales and check out some of these affordable vehicles, head to Auto Sales and Service right away.

When to Shop For Pre Owned Cars? The 4 Best Times to Buy

By admin | Posted in Uncategorized on Monday, December 31st, 2018 at 5:32 PM


Pre owned cars actually make up approximately 75% of all automotive sales in the United States. New cars are great, but not everyone can shell out upwards of $30,000 for a new ride — that’s where pre owned vehicles come into play.

It’s important to note, however, that there are specific times of the year that are a little better than others when it comes to used car buying.

Here are some of the best times for purchasing used vehicles:

  • Around the Holidays — We’ve all seen the new vehicle ads around Christmas and New Years, but buying pre owned vehicles around this time is perfect, as well. In addition to Christmas, buying used cars is great around Veteran’s Day, Thanksgiving, Easter Sunday, and Mother’s and Father’s day.
  • At the end of each month — Since used car dealerships strive to hit each their quota each month, you can likely find great deals during this time. Before dealerships send their vehicles to auction, you will probably be able to walk out with an awesome and affordable new ride.
  • Pretty much any time over the winter — Though you can certainly find great deals during the summer and spring, the best time to buy new used cars is over the winter. During the winter, demand is much lower. That’s why right around New Year’s is one of the best times to buy cars because it’s winter, near the holidays, and at the end of the year — the trifecta for buying used cars!
  • July and August — Dealers often try to clear out their pre owned cars in July and early August as they receive new models and as registration plates change.

The best time to buy a used vehicle, however, is actually before you need one. Since it’s important to spend plenty of time researching a car before you make a final purchase, you’re going to need that time. If you wait until your current vehicle breaks down, it could take a while to find the perfect car or come up with the necessary cash.

If you want to checkout some quality pre owned cars, contact Auto Sales and Service today and enjoy your new ride!

3 Important Steps to Take Before You Start Shopping for a Pre-Owned Car

By admin | Posted in Uncategorized on Saturday, December 29th, 2018 at 2:48 PM


Finding the perfect car can feel like searching for a needle in a haystack. There are so many options to choose from and no matter how many used cars you see, there will be pros and cons to each model. Though used car dealers are there to help make the buying process as simple as possible, you still need to be prepared before you head to the lot. Here are a few of the most important things to do before you start working with an auto sales expert.

1. Set a Budget

Sure, you may have your eye on that dream car, but buying something you can’t really afford will put a strain on your monthly budget and make it far less fun to drive. Instead of going with the car you love regardless of price, set a firm budget and stick to it. Take a look at your expenses and your income for each month. Then, decide how much money you can reasonably afford to pay towards an auto loan.

Once you have that number in place, you’re ready to start shopping with used car dealers. Only look at vehicles that fit your budget and avoid anything more expensive. If you can’t afford it, you don’t need to look at it. Remember, most people search for used cars with a top price of $5,000. There will be an option for you out there even if your budget is tight.

2. Consider What Type of Car You Really Need

Are you looking for a new-to-you car to commute to work or will you be hauling heavy loads day after day? The last thing you want to do is buy a used SUV that guzzles gas when you really need a hyper-efficient and affordable commuter car. Think about what you plan on doing in the vehicle before you head to the dealership. Remember, your auto sales team will be better prepared to help you find the right car if you tell them what you need from the start. Otherwise, they’ll only be able to guess your needs and may show you cars that won’t be the right fit for you.

3. Be Prepared to Leave the Dealership without Making a Purchase

It’s easy to get wrapped up in the excitement when you’re shopping at used car dealers. But the last thing you want to do is make a rushed decision. Cars are a huge investment, even if you finance the purchase. If you need to take time to think about a certain car, do it. This way, when you decide to buy the car, you’ll know it’s the right decision for your needs.

Ready to start looking at quality used cars? Stop by Auto Sales and Service today. We have the high-quality pre owned cars Indianapolis residents need at a price they can afford.

Great Tips For Finding And Purchasing Used Vehicles

By admin | Posted in Uncategorized on Friday, December 7th, 2018 at 2:19 PM

The average age of a vehicle currently on the road in the United States is about 11.6 years. Though buying new cars is certainly a good option if you can afford it, you should never feel bad about purchasing or owning a used vehicle. They are quality automobiles, too.

There are plenty of excellent pre owned cars located at used car dealerships across the country. It’s important to know how to get a good deal for these cars, however, so you don’t end up spending too much for a vehicle that you could otherwise get for a more reasonable price.

Here are some great tips for buying used vehicles:

  • Develop a strict budget — It’s imperative that you set your budget early on in your car buying process. Decide how much you can spend on a vehicle and how you’re going to pay for it.
  • Narrow down your search — Make sure you’re aware of exactly what type of vehicle you want. If you’re unsure of what car you want, you might feel overwhelmed as you visit various used car dealerships. Based on you and your family’s needs, make sure you narrow down your search based on lifestyle to find the perfect vehicle.
  • Always go on a test drive — No matter what kind of vehicle you’re going to buy, you should always give it a test drive before you make a final purchase. You might end up hating it once you’re behind the wheel, so it’s important to find that information out as soon as possible.

Here are some great used cars on the market today:

  • 2012-2018 Toyota Corolla
  • 2012-2017 Toyota Camry
  • 2011-2018 Chrysler 300
  • 2013-2018 BMW 3 Series
  • 2008-2018 Dodge Challenger
  • 2007-2017 Jeep Wrangler
  • 2007-2017 Jeep Wrangler Unlimited
  • 2011-2018 Ford Explorer
  • 2014-2018 INFINITI QX60

As a whole, you should make sure you’re aware of what kind of used vehicle you want to purchase. Additionally, you should always ask for a test drive prior to making a final purchase. If you want to learn more about used auto sales and check out quality pre owned cars, visit a trusted used car dealership; head to Auto Sales and Service today.